NOTICE OF PRIVACY POLICY

This notice accurately summarizes our policies and practices regarding the collection, use, retention, and security of nonpublic personal information concerning those customers of Community National Bank of Topeka, Kansas, who obtain a financial product or service from us that is to be used primarily for personal, family, or household purposes.

What Information We Collect

We may collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other loan and account forms;
Information about your transactions with us, our affiliates, or others; and
Information we receive from third parties, such as a consumer reporting agency.

Nonpublic personal information is any personally identifiable financial information about you, that we may obtain in connection with providing a financial product or service to you, that is not publicly available. This could include information such as account balances, payment history, or overdraft history.

What Information We Disclose

We do not disclose nonpublic personal information about our customers or former customers to any affiliates or nonaffiliated third parties, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices as described in this notice.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our employees are trained to understand the importance of customer financial privacy and to properly handle confidential information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you have any questions regarding this policy, please contact our Compliance Officer at 785-440-4400.

Effective 9-1-03